Ten on Tuesday is saving my behind once again. And so I present:
10 Ways You Can Save Money
1. Install a programmable thermostat. We did this last winter and I can’t believe the difference it has made for us. Plus, now I don’t get in bed and then wonder if I remembered to turn the thermostat down.
2. Bring your lunch from home. I’ll admit that I’m not very good about this. If we have leftovers I’m all set with that but making and bringing a sandwich? So not me. Lean Cuisine gets pretty dull after a while, too. I’m open to suggestions for lunch ideas that can be brought from home.
3. One thing I am pretty good about is meal planning. I grocery shop on Fridays and try very hard to have my meals planned at that time. This really eliminates those last minute take out meals and those can sure get expensive.
4. This time of year I’ve got baking on my mind and you can really save some money if you bake your own cookies. I can whip out a batch of chocolate chip cookies in less than an hour and it costs pennies. They taste a lot better than the store bought ones, too.
5. Consider handmade gifts. Do you read Whip Up? There are great craft ideas on that site and they are often cheap, always beautiful, and mostly easy.
6. The American Library Association would take away my license to library if I didn’t tell you that using the library can save you a ton of money. Sure, you might not get the latest bestseller or most recently released DVD as quickly as you would if you bought it but you’ll get it eventually and it won’t cost you a dime. As long as you return it on time, of course.
7. Check out Craig’s List & eBay before you buy something. Not only can you find great used items but you can often find brand new items for less.
8. Being green can really save you money, too. Using cloth napkins, replacing your old light bulbs with CF light bulbs, insulating your water heater, bottling your own water, are just a few things that will not only be good for the environment but good for your wallet, too.
9. Buy generics. Whether it’s medicine or potato chips, I believe in the value of generic brand items.
10. Finally, stay home. Stay out of the stores, stay away from the mall. There’s lot of entertainment right there at home. Just bring out your knitting and you’ll be entertained for hours without spending a dime. Well. Other than all that money you spent on yarn. Ahem.
So that’s my list. I don’t feel like it’s very original and I don’t always follow my own advice. In fact, I’d love to hear any ideas you all have on ways to save money because honestly, this time of year, I feel like all I’m doing is spending money!