I’ve been thinking about money lately. There’s nothing wrong and we’re doing fine, financially (knock on wood). We have a (very low) mortgage and two car payments, we pay our credit card in full every month, we have savings and retirement and investments. But I think we (or at least I) spend too much. I buy things on Amazon that I don’t really need. I stock up on food at the grocery store when I have things in the freezer at home. I buy shoes. (that might be a big downfall).
So, I’ve decided to try something I’m calling March Money Madness.
to spend as little money as possible in the month of March
it’s okay to spend money on food but take out and restaurants are discouraged
it’s okay to replace things that break
it’s okay to pay bills, of course
any emergency situations don’t count
gift card use is encouraged (we have lots of gift cards that just pile up because we forget about them).
all other spending is verboten
I’ll report in weekly to share how I’m doing and how I’m feeling. I don’t expect this to go perfectly and, were I to place a bet, I’ll probably spend money on something that goes against the rules. But the idea is to try to not buy things mindlessly. To . . . ahem . . . practice spending less.
Wish me luck and let’s see where this takes us.
P.S. Of course I put in a big ole order on Amazon yesterday to gird my loins!